Flood insurance rates and coverages are established by the National Flood Insurance Program(NFIP) which works with private insurance companies to offer flood coverage to homeowners and renters. The rates and coverages in this program do not differ from company to company or agent to agent. We offer policies in this program with Wright National Flood Insurance Co. who is the largest provider of flood insurance policies in the NFIP program. We also offer flood insurance policies with Lloyds of London and various other insurance carriers who have recently begun writing flood insurance in California. Many of these carriers do not require an elevation certificate to write a policy and their pricing is very competitive. Call us today and we can go over which option is best for you.